Macroprudential

Yiedera Supports the BoG’s Measures to Restore Credit Discipline

On June 03, 2025, the Central Bank published a statement purporting to be remarks made by Dr. Johnson Pandit Asiama, the governor of the Bank of Ghana, during the latter’s post-MPC meeting with CEOs of Banks. The statement heralded five (5) key regulatory initiatives to be introduced very soon, according to the governor. Yieldera Policy […]

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SME Lending is Highly Correlated with High NPLs,. What Really is the Problem?

SMEs: What Really Is the Problem? To properly define the problem, three research questions are unavoidable: (1) What are the basic, unique characteristics of an SME that differentiate it from a large organization in our business environment? (2) What are the respective weights of those differentiating elements in terms of their contribution to business risks?

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